Step 1: Start by preparing the Jaggery Syrup. Add jaggery and water in a pan and cook till the jaggery melts and set aside.
Step 2: Now, in a mixing bowl, add rice flour, prepared jaggery syrup, and Nestlé MILKMAID.
Step 3: In a blender, add bananas with water and blend. Add the prepared purée in the batter too.
Step 4: Lastly add hot water and mix well. Let the mixture rest for 2 hours.
Step 5: After 2 hours, add baking soda & mix well.
Step 6: Now, take an Unniappam pan, and add ghee in each hole of the pan. Fill each hole halfway through. For plain Unniappam, fill all the way through to the top.
Step 7: Then, for stuffed Unniappam, quickly add chocolate cube or jam in the middle of each Unniappam. Add more batter on top to cover the surface completely.
Step 8: After a few minutes, flip each Unniappam, and let it cook on the other side as well.